Covid-19 hit many hard and it showed a disparity in our society when it comes to wealth and finance. Many Americans are inundated with credit card debt and are living from paycheck to paycheck with no end in sight. When the crisis hit and many people were left jobless, it really showed how uneducated people are about personal finance.
In January, Robbie and I decided that if we really wanted to make our money grow and pay off debt, we would need some professional help. We had been trying our best to budget and save but kept slipping back into old habits. Being both “spenders”, this started to put a strain on both our wallets and our marriage. We knew we had to find someone to help but wanted to make sure we were adding greatly to are pile of bills.
When we started looking into working with a financial advisor, a lot of the ones we came across were crazy expensive and really only dealt with high net worth clients. Finally, while perusing instagram, I came across the Financial Gym. The financial gym is a financial advisor company for regular people. Like a trainer in a gym, these advisors are great accountability partners and help give you a plan to grow your money and get out of debt. After finding them, we quickly called to set up a free phone consultation. Through that, we were soon matched with our financial advisor, who since then has been helping us get our act together when it comes to money.
The road to financial freedom isn’t easy and like with everything in life, we’ve had some hurdles to overcome but we’ve had someone there along the way coaching us and encouraging us. We’ve been with the Financial gym for 6 months now and have paid off half of our credit card debt, have a real savings and are practicing better and better financial habits. We aren’t exactly where we want to be but we are a lot further than we were.
I know in times of uncertainty it may seem a little difficult to invest in certain things but I can tell you that investing in this has made a world of a difference in our finances. Honestly, what we pay to work with the Financial Gym, is actually quite affordable. If you are looking for some help in the finance department, I would definitely recommend reaching out to the financial gym. Even if it’s just for the consultations. You’ll get tons of insight and may even walk away with an actionable plan to better finance.
Have you ever thought about working with a financial advisor? I would love to hear your thoughts in the comments.
